🇺🇸 Now Serving Florida & Texas

Specialist Insurance, the Beaconsure Way.

From coastal homes in Florida to ranch properties and businesses across Texas — one dedicated adviser searches 100+ insurers on your behalf. No call centres. No jargon. Just personal, expert cover.

Licensed & regulated

Fast quote turnarounds

What We Cover in Florida & Texas

Specialist insurance across the risks that matter most to our US clients.

Car Dealerships

Forecourt, inventory, and liability — properly placed.

Car Dealerships

From independent dealers to multi-site groups across FL & TX, we arrange specialist motor trade cover — showroom stock, demonstrators, garage liability, and key cover structured around how your dealership actually operates.

Construction & Allied Trades

High-stakes projects, comprehensively covered.

Construction & Allied Trades

Developers, contractors, and project managers across FL & TX — builders risk, general liability, plant & equipment, and surety bonds structured properly from groundbreaking through completion.

Business Insurance

Cover that reflects how your business operates.

Business Insurance

General liability, professional indemnity, commercial property, business interruption, and cyber — structured around your operations, not a generic package.

Homeowners Insurance

Protecting the place you call home.

Homeowners Insurance

Your home is your most valuable asset. We arrange homeowners cover that goes beyond a standard policy — properly assessed for coastal exposure, flood zones, and high-value property.

Landlord Insurance

Specialist cover for landlords of every scale.

Landlord Insurance

From a single rental to a large managed portfolio, we arrange landlord cover that addresses rental income protection, tenant liability, and the gaps standard policies leave open.

Condo Insurance

Filling the gap where the master policy leaves off.

Condo Insurance

Condominium owners face a unique gap between the master building policy and what they actually own. We arrange condo coverage that fills those gaps properly — especially relevant for Florida's condo market.

Yachts & Watercraft

Bespoke placement for every vessel.

Yachts & Watercraft

Florida's coastline demands specialist marine cover. From luxury yachts to sailing craft, we examine how a vessel is used and where it operates before identifying the exposures a standard policy misses.

Why clients choose Beaconsure

Over 20 years placing specialist risks across the US and global markets.

Friendly & Personable

Our advisers go the extra mile. We genuinely care about our clients and build real, lasting relationships.

100+ Insurers

Access to Lloyd's of London, specialist markets, and over 100 insurers across the US.

We Stay in Touch

We check in throughout the year and always call you before renewal — so you always know where you stand.

Licensed & Regulated

Licensed across multiple US states. Properly regulated, your protection comes first.

Personal Service

Ready to Speak to a Real Person?

We're passionate about bringing the human touch back to insurance. Tell us what you need — your dedicated adviser will take the time to understand your situation and find the right fit.

Dedicated adviser · No call centres · No obligation